Financing

How to Apply?

Apply Instore or Online

Visit us or fill out the online form. (be sure you have your required documents)

Sign Contract

After applying and approval you can come in to sign your contract

Receive Product

After signing and approval, you receive your product

How it works?

Upon your request to utilize the “Ready Finance” (hire purchase facility), you will take the steps listed below:

  1. Customer to submit the following documents to vendor:
    • Valid ID
    • Job Letter
    • Pay Slip
    • Utility Bill
    • References information – 1 family member and 1 friend (On application Form)
    • Completed Application Form

If Self Employed:

    • Business Registration Certificate 
    • Three month bank statement. 
  1. Information is reviewed by Unicomer within 48 hours, after all updated documents are submitted.
  2. The vendor will notify you if your application was approved or denied by Unicomer.
  3. On advice of approval:
    • Customer will sign hire purchase agreement at vendor’s establishment
    • Customer will receive item(s) and sign delivery note
  4. . After delivery is confirmed by Unicomer, the customer is contacted and reminded of their required
    payments

Frequently Asked Questions (FAQ)

In order to apply for the program a customer is required to submit the following:
• Valid ID
• Job letter (not older than 1 month)
• Pay slip (not older than 1 month)
• Utility bill – proof of address (not older than 1 month)
• References information – 1 family member and 1 friend
• Completed Application Form

Purchases between TT$1,000 and TT$40,000.

Account information will be reviewed within 48 hours, after all updated documents are submitted.

No down payment is required.

Customers have the option to repay Unicomer within 6 – 36months.